Professional & Financial Insurance
Business owners know only too well that Management Liability insurance and related Professional Insurance and Financial Insurance is a priority. All business must have access to business insurance solutions that not only provide the cover they need, but also comply with laws and regulations.
Insurance Brokers Australia gives you the help you and your business need to manage and protect against exposures faced for compensation due to negligence and possible failure in duty of care.
The businesses we assist most often-
- Professional Services (incl. Accountants, Real Estate, Engineers, IT)
- Manufacturing and Distribution
- Media (incl. Printing, Publishing, Entertainment)
- Medical
- Retail
- Services (incl. Community Services, Call Centres, Beauty Therapy)
- Tourism and Hospitality (incl. Cafes, Restaurants, Travel
- Trades
Our various policy covers in the market are specifically designed to protect your SME business for the management risks when operating in today’s often complex and litigious world.
Not all Management Liability offerings are the same, and our brokers understand there are differences between insurer’s products, and the impact of these differences for our clients. Our broker’s Management Liability policies offer broad coverage including high sub-limits and competitive premiums- our policies will most often include these covers-
- Entity Cover – Full Policy Limit
- Employment Practices Liability – Full Policy Limit
- Crime – Sub-Limited
- ATO Tax Audit Costs – Sub-Limited
- Official Investigations & Inquiries – Full Policy Limit, for both Insured Persons and Entity
- Occupational Health & Safety Defence Costs – Sub-Limited, for both Insured Persons and Entity
- Statutory Liability – Sub-Limited
AND policies can also be extended to include: - ATO Risk Reviews – Sub-Limited
- State & Territory Tax Audits – Sub-Limited
