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Health Insurance

Private cover can provide support for general health and wellbeing, peace of mind and may deliver tax savings for high income earners!

Life Insurance

Even the best-planned life can come undone by illness, accident or death – and often with far-reaching consequences for our family or business partners who depend on us.

Travel Insurance

We hope your travels are everything you are dreaming of and rest assured that we have got the back of every policyholder. we serve and will treat everyone like one of our family.

WHO WE ARE

We are

Insurance Brokers Australia is a member broker of Steadfast Group Limited. Our ‘Steadfast’ Broker experience is backed by the strength you need, providing the extra ‘Steadfast’ covers not available from a direct insurer. Minimising your exposure to asset and liability loss helps us to be a true business partner in your future business success. Insurance Brokers Australia adheres to the Insurance Brokers Code of Practice, please follow the link for more information, please follow the link for more information.

WHAT WE OFFER YOU?

Our expertise

We are experts in our field. We make it our business to know your business. It is by having access to a robust and thorough insurance and risk management service that our clients feel confident that they have the right kind and level of insurance in place, that they can depend on through out the year.

Our duty to you

We work for you, not the insurer. It is our duty of care to represent your best interests at all times.

Our care

Understanding your day to day activities and the range of issues you face means our products and services will be tailored to your needs. We will ensure that you have the insurance solution in place to properly protect your business. Furthermore, we are advocates for our clients and will defend our clients entitlements.

HOW WE WORK?

We are

At Insurance Brokers Australia, We lead the market in business insurance program design and hold ourselves to a higher standard. This means we act on our core principles to constantly innovate in an ever changing global market to establish new covers, high rating insurers and the most sustainable solutions. These ‘Solutions’ have revolutionised our business insurance programs and improved the experience of all clients.

NEWS & ARTICLES

The end of the financial year isn’t just a busy time for businesses – it’s also a prime time for cyber criminals who try to steal your information and money. It’s a good time to stop and remind your employees of the increased risk and the simple steps you can reduce the risk to your business. Scammers are becoming more sophisticated, so sometimes it can be hard to know whether a message is really from the ATO or a scam. In 2017, the ATO received over 81,000 reports of scams with $2.3 million reported lost and almost 10,000 people divulging personal information.

1) Know the status of your tax affairs
Sometimes it can be hard to tell if a message is really from the Australian Taxation Office (ATO) or a scam. You’re less likely to fall victim to a scam if you’re aware of the details of debts owed, refunds due and lodgements outstanding. You can check these regularly if you are a sole trader through ATO Online linked via your myGov account or by contacting your registered tax professional.
2) Monitor your accounts for suspicious activity
Keep an eye on your accounts for suspicious activity. If you notice transactions you didn’t make, contact the organisation immediately to confirm the transaction.
3) Remove system access
Unauthorised access to systems by past employees is a common security issue for business. Immediately remove access including AUSkey, from people who don’t work for you anymore or have changed roles and no longer require access.
4) Keep your business information safe
Cybercriminals can use information such as your AUSkey to commit tax fraud in your name. Beware of anyone asking you to ‘confirm’ your details. And don’t share your details unless you’ve checked the person you’re dealing with is who they say they are.
5) Be smart with social media!
Much like your personal profile, consider what business information you’re sharing publicly. Scammers use information from social media to impersonate you and send emails to your clients requesting information or money.

Where to get help

If you are ever unsure about a request for information or the validity of an ATO interaction, call the ATO Scam Hotline on 1800 008 540 or visit ato.gov.au/scams
If you believe your business has been the victim of cybercrime, report it to the Australian Cybercrime Online Reporting Network (ACORN).
If your business has experienced a data breach, contact the ATO for assistance on 1800 467 033 or visit www.ato.gov.au/databreachbusiness
For more tips and information about cyber safety at tax time and where to get help, visit http://www.staysmartonline.gov.au/taxtime18

How scam savvy are you?

Take this short quiz from the ATO to see if you and your business are ready this tax time to beat the scammers at their own game! – ATO Quiz

Sometimes scams are obvious, sometimes they’re harder to spot. This week is Scams Awareness Week and we are urging all Australians to stop and check – ‘Is this for real?’
If you received a call out of the blue from someone saying you had a tax debt that you had to pay immediately or you’d be arrested – what would you think? If Telstra called you and said there were internet problems in your area and they needed remote access to your computer to help you, otherwise they would disconnect your service -what would you do?

These are good examples of threat-based impersonation scams. In 2017 the ACCC’s Scamwatch received almost 33,000 reports of scams like these.

Typically scammers pretend to be from a government agency or a wellknown, trusted business. They often use threats to pressure or scare you into giving them your personal information and your money. They also may threaten you with fines, disconnecting your internet, arrest, court action or even deportation.

The scammers work hard to make sure their threats seem genuine and frightening! They make you feel as if you’ve done something wrong and that you must do what they say immediately, or suffer the consequences.

Many people have fallen victim to this type of scam. In 2017, over $4.7 million was reported lost and more than 2,800 people were coerced into sharing their personal information.

Protect yourself

If you’re contacted unexpectedly and threatened by someone that says they’re from a government agency or trusted business, always consider the possibility that it may be a scam—then stop and check ‘Is this for real?’

Here are some tips for you:

  • When dealing with unexpected contact from government agencies or trusted businesses—whether over the phone, by email or through social media—always consider the possibility that it may be a scam.
  • Don’t be pressured by a threatening caller. Hang up then check whether their story is real. You can verify the identity of the contact through an independent source, such as a phone book or online search. Don’t use the contact details provided by the caller or in the message they sent to you.
  • Never send money, give your bank account or credit card details, or other personal information to anyone you don’t know or trust. – Don’t open suspicious texts, pop-up windows or emails and don’t click on links or open attachments—just delete them.
  • Never give anyone remote access to your computer if they’ve contacted you out of the blue—whether through a phone call, pop up window or email—and even if they claim to be from a well-known company that you know and trust.

What to do if you have been scammed

If you’ve lost money or given personal information to a scammer, there are steps you can take straight away to limit the damage and protect yourself from further loss:

  • If you’ve sent money or shared your banking or credit card details, contact your bank immediately. They may be able to stop or reverse a transaction, or close your account.
  • If you’ve given your personal information to a scammer, visit IDCARE, Australia’s not-for-profit national identity and cyber support service. IDCARE can work with you to develop a specific response plan to your situation, and support you through the process.
  • As scammers are often based overseas, it is extremely difficult to track them down or to take action against them. So take the time to warn your friends and family about these scams.

More information

Read more about threat based impersonation scams, including case studies and more tips on staying safe.

Read more tips about protecting yourself from all types of scams

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