Our wholesaler insurance includes standard covers as well as cover for machinery, stock, goods in transit and business interruption. A wide range of additional covers are also available depending on the individual needs of your business.
Wholesalers Insurance Quotes
Wholesaling and the utilisation of wholesalers warehousing facilities are ever increasing. Our brokers are able to cover all Australian wholesaling liability, property, transportation, storage and stock risks with our specialist commercial polices for all types of wholesaler –
- Catering Equipment
- Fruit and Vegetable
- Food & Drink
- Leather Goods
- Office Equipment
- Wines, Spirits and Alcohol
- Cash and Carry
- Fancy Goods
- Fish, Meat & Poultry
ABOUT WHOLESALERS INSURANCE
Wholesalers Covers Available
Our wholesalers commercial polices allow you to choose from full property and liability cover –
Material Damage, Business Interruption, Accidental Damage, Goods in Transit, Stock, Liability Cover, Money, High Stock Sum Insured, Stock of Leather options, Textiles Included, USA Exports,
There are many types of commercial insurance that offer valuable protection to any Wholesale business.
Options to include in your policy pak
The wholesale business premises should be insured for their full rebuilding cost and not just for their market value. You may need expert advice to calculate the rebuilding cost, which often differs significantly from market value.
- Contents and Stock
Your stock should be insured for its cost price without any addition for profit. Provision can be made for seasonal stock fluctuations. Plant and business equipment can be insured for “replacement” basis.
- Business interruption
Damage to your property or machinery, or loss of stock, will seriously disrupt your business leading to loss of income and additional expenses.
Similar loss or damage at the premises of your suppliers or customers may impact your own business and so consider taking out cover for such eventualities.
Business interruption insurance will compensate for the short-fall in gross profit together with paying any increased working costs and extra accountants’ fees incurred.
- Engineering (breakdown of machinery and electronic equipment)
Engineering insurance provides cover against electrical or mechanical breakdown for most machinery, including computers, phone systems, air conditioning equipment and the like.
Theft of plant, contents, money, and stock including damage to the building resulting from theft will also be covered. Theft by employees is usually not covered – cover against employee dishonesty can be arranged by a fidelity guarantee policy.
- Public liability
Providing cover against an occurrence for which you would be legally liable relating to bodily injury or loss or damage to property arising in the course of your business.
- Product liability
Providing cover for you against legal liability incurred as a result of a product or service manufactured or supplied being faulty or defective and causing loss or injury to a person or a business.
- Goods in transit
Cover against loss or damage while in your vehicle or when sent by carrier.
Cover against customers who fail to pay their invoices.
Covers for fraud or dishonesty by employees; it can be taken out for specific employees or the whole staff.
Business owners know only too well that Management Liability insurance and related Professional Insurance and Financial Insurance is a priority. All business must have access to business insurance solutions that not only provide the cover they need, but also comply with laws and regulations.
This will include protection for-
- Entity Cover
- Employment Practices Liability
- ATO Tax Audit Costs
- Official Investigations & Inquiries
- Occupational Health & Safety Defence Costs
- Statutory Liability
- ATO Risk Reviews
- State & Territory Tax Audits