The news of another La Niña has many businesses concerned, especially those in eastern Australia, many of which are still struggling to get up and running following this year’s previous catastrophes.
It’s a fast moving world, especially at the moment. Even though there’s so much going on, it’s essential to update your insurance broker any time your circumstances change to help ensure the cover you have in place is still appropriate for your enterprise.
There’s a common misconception that cyber attacks target big business and ‘small fry’ are not under threat. Unfortunately SMEs are more threatened because they often don’t have the superior security systems that larger organisations can afford and, if they are attacked, the ramifications are higher because they have to spend so much time, effort and resources […]
As one of Australia’s leading insurance figures, Dr Allan Manning has witnessed countless times the devastating impact serious everyday incidents can have upon small busineAs one of Australia’s leading insurance figures, Dr Allan Manning has witnessed countless times the devastating impact serious everyday incidents can have upon small businesses and individuals.sses and individuals.
Although bushfire season is here, this risk is only one of a host of different sources of fire. Arson is often the cause of fire and poor maintenance standards are another serious fire risk for businesses. For instance, damaged or old electrical cabling is all too often the cause of a fire, especially in older […]
There is a difference between a fire alarm and a smoke detector. The smoke detector is to get you and your family out of the home before the fire truly takes hold. The fire alarm is to alert the nearest Fire Brigade of the early stages of a fire so that your business or home can be […]
Business interruption insurance can help your business to keep running if the insured property is lost or damaged after a catastrophic event such as fire, by covering ongoing costs so you can recover and rebuild. What do you need to know? Who should consider it? For most business owners, there are ongoing expenses that […]
You’ve got your tools, you’ve got your ute, you’ve got your ABN. You’re all set, right? Not so fast. It’s important to cover your back, too – here’s a guide to what insurance you’ll need and when. Most tradies like to run their own race. And fair enough. If you wanted someone looking over your […]
The end of the financial year isn’t just a busy time for businesses – it’s also a prime time for cyber criminals who try to steal your information and money. It’s a good time to stop and remind your employees of the increased risk and the simple steps you can reduce the risk to your […]
Sometimes scams are obvious, sometimes they’re harder to spot. This week is Scams Awareness Week and we are urging all Australians to stop and check – ‘Is this for real?’ If you received a call out of the blue from someone saying you had a tax debt that you had to pay immediately or you’d […]
In a world of high speed electronic communication you can often be spoilt for choice and a session surfing the web for a bargain can leave you not a little perplexed. There are few more confusing and jargon-rich commodities than insurance. Here the layman can be subjected to a wealth of pressure from, for example, […]
If you walk along any Australian High Street it is easy to observe the effects an industry (mining in WA and Central QLD) or market (vehicle manufacturing in Vic and SA/ Call and admin centres in capital cities) has had, by counting the number of unoccupied commercial premises – some of which have remained empty […]
Cyber-attacks cost organisations like yours thousands of dollars and cause lengthy periods of disruption. Do you have a plan for what you would do if your customer database was stolen, your website was forced offline, or you couldn’t access your email or business-critical data? Cyber criminals don’t just attack banks and large companies – they […]
The benefits of investing in property have led to an increase in the number of investors in the market. The asset can appreciate over time, rental income aids in repayments and there are a number of associated taxation benefits. Like anything, with pro’s there are con’s. The letting process involves a certain level of risk […]
Australia provides a wonderful environment for people of all ages, but recent weather storms have brought torrential rain, dangerously strong winds, hail and caused significant damage. During this time of distress, it is often a comfort to know that you have an insurance policy that will cover you, but do you have a policy that […]
In our ever evolving technological age it has become more and more important to keep abreast of changes in electronic communication. We are very dependent upon email messaging for online purchases, payments and transfer of funds, but there are unfortunately, some very clever computer-savvy crooks out there who are constantly devising dishonest ways to deprive […]
We all know the wisdom of insuring the things that we value – our possessions, our health, our livelihood and even our lives. No one wants to be in a situation where they need to make a claim but of course the unexpected will happen from time to time. This is why it is so […]
In an immense country such as Australia with its network of highways covering huge distances, it is an everyday sight to observe vehicles in transit. Cars, motor cycles and trucks are constantly being moved to new locations by other vehicles, for a whole variety of reasons. As in all motor transportation, things can unaccountably go […]
Because every business should understand and cover their risks. A Food Wholesale Distributor talks about the potential risks he fears could impact his business and learns about others that he may not have considered, highlighting the key role brokers can play in providing advice to businesses like his. The Wholesaler
Because every business should understand and cover their risks. A Café owner speaks about the risks he may encounter in his own business and learns about others he might not have considered, underscoring the key role brokers can play in advising businesses like his. “I just want to know what sort of cover a business […]