Insurance Brokers Australia have a specialist dealer package designed to offer the best cover possible for Motor Dealers with cars, trucks, bikes or caravans/RV’S, with service workshops, parts, finance and insurance or just dealer sales only.
Our dealership policies vary in scope to tailor for your location, size and stock. Depending on whether you operate from a new franchise showroom, ‘lockup’ factory or even wholesaling – our policy can be tailored to suit your requirements. Whilst buying and selling may be your primary occupation, our policy also allows for service and parts divisions and can be extended to cover personally owned vehicles as well. Our industry dealer Pak includes covers for-
- Cars, trucks, heavy transport and machinery
- Caravans and RV’s
- Farm and agricultural machinery
Our dealer insurance policies vary in scope, shape and size. Depending on whether you operate from a showroom, small garage or even from home – our policy can be tailored to suit your requirements. Whilst buying and selling may be your primary business, our policy will also allow for vehicles being worked on by you, and can be extended to cover your personally owned vehicles as well.
Our dealer policies can include road risks, alongside liability cover as well as property and equipment. Our team are well versed in combining mixed usage as well – it is perfectly normal for a dealership to have other services on offer, including mechanical servicing alongside sales activities. Our dealer pak can encompass-
- High value stock and specified cover for more expensive vehicles
- Public and Product Liability up to $20 Million Indemnity Level.
- Equipment, machinery and plant – high sums insured.
- State Safety and modification certifications
- Road Risks for Motor Trade including recovery and movement of customers / own vehicles and </extensions for secondary activities such as buying & selling.
- Office contents and other equipment, as well as stock.
- Money cover & Theft.
- Business Interruption for profit loss, additional costs, wages, claims advice costs
- Own vehicles covered including personal, workshop and business vehicles.
- ‘Marine’ cover for stock and parts in transit
- Hail and Flood extensions where available
- Assistance with dealership key security and policy test driving compliance