Tailored Home Building and/or Contents policy to suit your requirements including optional extensions to cover Flood and/or Jewellery and personal effects away from home.
Making a mistake when taking a policy out can lead to a rejected claim.
It can often feel like home insurers are trying to catch you out – and sometimes they are.
An innocent oversight on your part will lead to a reduced payout, or not being compensated at all when something goes wrong.
Imagine, incorrectly estimating the total amount of insurance needed and you then see your claimed loss reduced even if it’s well within your coverage limit elected by you.
Your home is your sanctuary – so make sure you help protect it
Your home is far more than a physical asset. Home is safety, security, familiarity and comfort – so an extreme weather event, accident or home invasion could cost you more than a material loss.
That’s why it makes good sense to help protect your precious home with quality insurance – and make sure you have the right type and amount of cover to help keep your home and possessions safe.
Who should consider it?
If your home and its contents were damaged or destroyed or your possessions stolen, and you couldn’t afford to replace them yourself, you should consider home and contents cover.
If you have a mortgage, your bank usually requires that you have Home Insurance over your home. But even if you own your home outright, have an investment property, or rent your home, you should consider some type of home insurance.