Overview

Our management liability policy covers the range of traditional and emerging risks faced at board-level, from directors and officers cover and superannuation fund trustees liability to kidnap and ransom and cyber liability, with a lot more in between. Backed by expert underwriters and an in-house claims team that truly understands this field, this insurance package can be tailored to your company’s specific needs and covers claims made anywhere in the world as standard.

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What’s in the policy?
  • Directors and officers liability, including an additional limit for non-executive directors
  • Entity cover
  • Statutory liability
  • Employment practices liability
  • Superannuation fund trustees liability
  • Cyber and privacy cover, including breach notification costs, system damage and system business interruption
  • Crime, including employee crime and cybercrime
  • Kidnap and ransom
  • Court attendance costs
  • Loss mitigation
  • Reputation and brand protection
Claims events
  • Directors sued over allegedly misleading statements to the public / shareholders as to the financial position of the company.
  • Regulatory authorities investigating and prosecuting Directors over the same statements.
  • Creditors and customers taking action against Directors for insolvent trading.
  • Employees brought claims against ”the Company and / or a Director or Officer” for wrongful termination of employment, failure to employ, discrimination, harassment, and invasion of privacy.
  • Directors being sued/prosecuted for breaches by the company of OH&S legislation.
  • Directors and Officers being sued for alleged misuse of confidential or copyrighted information.
  • Directors being prosecuted for breaches of the Corporations Law.
  • Employee theft of money and securities.

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